RV Finance up to $75,000

Get off the beaten track and take the road trip you've always talked about with a motorhome loan from Capital Finance.

  • All RV and Motorhome Types Considered1
  • No Deposit Necessary
  • Centrelink Friendly Loans*
  • Bad Credit Considered1
1. Subject to verification, suitability and affordability
* Capital Finance is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments

Explore the great outdoors in style with RV finance from Capital Finance

With lower rates and affordable loan repayments, you can rest easy knowing you're in safe hands.

Woman pointing in green top

Ready to discover new horizons? Your next adventure starts here.

Adventure awaits! From highways to hidden gems, our RV financing can get you there sooner. Quick and stress-free - we’ve made our loan process easy.

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  • 01.
    Submit your application

    With your RV or motorhome application, the entire process can be completed in under 10 minutes from the comfort of your home.

  • 02.
    We’ll take a look and contact you

    Once we review your RV loan application, we'll reach out via phone or email with next steps.

  • 03.
    Find your dream motorhome

    Whether it's a new or used motorhome, from a dealership or via a private sale — tell us what you'd like to buy, and we can provide you with a quick assessment.

  • 04.
    Hit the road

    If all goes smoothly, you could be on the open road in under 48 hours.

1. Subject to verification, suitability and affordability

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Transparent motorhome loans for on-the-go freedom

Rest assured you're getting the best deal possible. We’ll let you know your interest rate and loan amount before you sign.

100% Online

With 10-minute applications and easy direct debit repayments, we make RV finance simple.

Get up to $75,000

We'll match you with the right car loan based on your affordability.

Ride away in 48 hours

Once you're approved and signed your contracts, we can organise payment to the vendor and get you moving sooner.

Get the right finance for your road trips.

Travel your way with the right loan. Browse our range of finance for all types of recreational vehicles.

* Capital Finance is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments

RV & Motorhome FAQs

Yes, you could. You can pay for your next boat by obtaining a secured loan from a responsible lender. Provided you meet our lending criteria you could get a boat loan of up to $75,000 with Capital Finance.1

The overall cost of financing an RV depends on your loan amount, the type of loan (secured loans vs unsecured loans) and your lender’s interest rates. For help estimating your monthly repayments, you can use our Repayment Calculator.

Either way is fine. However, getting pre-approval from your lender beforehand can help give you an idea of available loan amounts when you're shopping. If you already have a recreational vehicle in mind, that's OK too.  

Yes. Unlike other lenders, we look beyond a poor credit score to consider your financial situation in its entirety. At Capital Finance, we may consider you for a RV loan even if you have a low credit score or are on a Centrelink income. As reputable lenders, we will only provide a fair loan offer with a fixed interest rate our customers can afford.1

1. Subject to verification, suitability and affordability
* Capital Finance is not affiliated with, or endorsed by, Services Australia, but does provide personal loan and vehicle finance options which are available to recipients of benefit payments