Van Loans - Any Credit Considered1
Whatever type of van you need and whatever your credit history, Capital Finance may be able to help - even on Centrelink*.
- 4x4 Vans
- Box Vans
- Chassis Vans
- Electric Vans
- Pick-up Vans
- Tipper Vans
- Refrigerated Vans
- Panel Vans
- Camper Vans
- Microvans
- Minibuses
If you have been knocked back by high street or other online lenders, you may have come to the right place. Capital Finance is here to give you a fair go, regardless of any bad credit history or past defaults1.
Van loans can be approved for up to $75,000 with Capital Finance. Whether you have already found the right vehicle or want to find out how much you could borrow, get started on your van finance by completing the quick form above. We'll give you a call back to answer any questions, or you can continue your application straight away, so you get your pre-approval request reviewed as quickly as possible. Pre-approvals are subject to final approval.
1. Subject to verification, suitability and
affordability
* Capital Finance is not affiliated with, or endorsed by, Services Australia,
but does provide personal loan and vehicle finance options which are available to
recipients of benefit payments
Van Finance FAQs
Yes, you could finance on a van with Capital Finance. As one of Australia’s most trusted finance providers, we are committed to giving individuals a second chance at secured loans. We operate under an Australian Credit Licence and offer all sorts of loans to individuals who meet our lending criteria, including van finance.
Our loan conditions include monthly repayments with no deposit required. You can make a lump sum payment to reduce your repayments later down the line.
The lending criteria for a van loan with Capital Finance is as follows:
- Be Over 18 Years Old
- Have Take Home Income or Benefits over $480 a Week1
- Be an Australian Resident
- Get Your Income Paid into Your Bank Account
- Be Employed or Receiving Centrelink payments1
After meeting the above criteria, individuals can apply for a van loan with us. At Capital Finance, we make sure you are given a fair go when applying for a loan1. We can adjust loan amounts and loan repayments according to your particular circumstances to ensure the loan is both suitable and affordable for you.
Your credit score is determined by an independent credit reporting agency, which most lenders will use to gauge your borrowing power. Your credit score is usually between 1 and 1000, with scores closer to 1000 considered “good” credit scores.
Most finance companies in Australia will not lend to those with a credit score below 500. However, at Capital Finance, we look past your credit score and consider other factors that may give you a second chance at obtaining a secured loan.
1. Subject to verification, suitability and affordability