Jet Ski Finance & Watersport Loans
Getting a jet ski loan approved may not be plain sailing if your credit rating is far from perfect, or you are receiving government benefits such as Centrelink*. With Capital Finance, we believe in giving everyone a fair go, so we may be able to help1, when other lenders can't - even if you are on Centrelink*.
It's an exciting time and getting finance for your watersport passion should be too. We hope you'll find our online application as stress-free as applying for finance can be. Whether you are looking for a jet ski, boat or some other personal watercraft, Capital Finance will be happy to give you a fair go, consider your application and answer any questions you may have.
Simply complete the short form above to register your interest, and we will be able to call you back and go through the process with you. Alternatively, you can proceed straight-away online and give us all the details we may need to assess your application for finance quicker.
1. Subject to verification, suitability and
affordability
* Capital Finance is not affiliated with, or endorsed by, Services Australia,
but does provide personal loan and vehicle finance options which are available to
recipients of benefit payments
Jet Ski FAQs
Yes, you could. At Capital Finance, we aim to give you a fair go at jet ski finance. We may consider your jet ski financing application, regardless of your credit score history or whether you receive income from Centrelink*1.
Capital Finance is a reliable credit provider operating under an Australian Credit Licence. We aim offer secured loans with terms and monthly repayments that are appropriate to your financial and personal circumstances1.
Your credit score is determined by an independent credit reporting agency. It is an indicator of your borrowing power and usually ranges between 1 and 1000. Credit scores closer to 1000 are considered “good” and scores under 500 are “poor”.
Most lenders with automotive financial services in Australia will not offer loans to those with a poor credit score. However, at Capital Finance, we look past your credit score and consider other factors when assessing your loan application. These include your income stream, spending habits, and your ability to manage your loan with us1.
Working with Capital Finance means you’ll get a fair go at jet ski ownership and getting new jet ski finance.
You may qualify for a jet ski loan if you meet our applicable lending criteria.
Our requirements are as follows:
- Be Over 18 Years Old
- Have Take Home Income or Benefits over $480 a Week1
- Be an Australian Resident
- Get Your Income Paid into Your Bank Account
- Be Employed or Receiving Centrelink payments1
If you meet our criteria above, we may consider your jet ski finance application.
Compared to many other jet ski finance options, getting a jet ski loan with Capital Finance is quick and easy1. Simply make an application, and we will consider your loan depending on your proposed loan amount, credit history, and income sources among other factors.
No, you do not need a deposit to get jet ski finance with Capital Finance. However, having extra money around for your secured loan is always a good thing, as it means you can purchase higher valued jet skis.
1. Subject to verification, suitability and affordability
* Capital Finance is not affiliated
with, or endorsed by, Services Australia, but does provide personal loan and vehicle
finance options which are available to recipients of benefit payments