Car Repair Loans up to $30,000

Yes you could¹. Capital Finance likes to give everyone a fair go, we will look at your situation afresh and your current finances, when reviewing your car repair loan application, even if you have bad credit. As a responsible lender, Capital Finance is committed to ensuring we only provide car repair loans that our customers can afford to repay without financial stress.

Capital Finance is a responsible lender regulated by ASIC. Our Australian Credit Licence is 389067.

If you have an accident or your car breaks down, and you're facing an expensive mechanic bill, taking out a car repair loan could help you cover the cost and get back on the road as soon as possible. With Capital Finance, you can easily complete an online application for a car repair loan, and we'll consider your application even if you have bad credit, receive Centrelink payments*, or have faced financial difficulty in the past.

Also see our emergency loans for other loan options, associated with your emergency or break down. To review your possible weekly, fortnightly or monthly repayments, our personal loan calculator could help clarify the costs.

Yes, you could¹. We will take your income from Services Australia benefits into account. Capital Finance is not affiliated with, or endorsed by, Services Australia. However, we do offer car repair loans to customers receiving benefits. Your minimum income per week will need to be over $480, in order to qualify with Capital Finance.

Also see our car loans on Centrelink benefits^*.

Yes we do. When you apply, simply select 'Car Repairs' as the loan purpose, and you can confirm the vehicle later in your application. Whether you need repairs on your bike, motorhome or van, we will do our best to assist. When it comes to Capital Finance personal loans, car repair is one of the most popular reasons selected by our customers when they start the application process.

See our vehicle finance loans for more options.

Not necessarily, with our fast cash loan options. However, depending on the cost of the repairs and your financial situation, we may be able to offer you a larger loan with security on the vehicle.

If you can't afford to pay for your car repair with your savings, then you can apply for a car repair loan to get back on the road as quickly as possible. At Capital Finance, we offer fair and affordable personal loans for car repairs up to $30,000 and no hidden fees or other loan charges.

Centrelink^* does not directly help you secure a car repair loan, and some lenders may not approve your loan application if you receive Centrelink income^*. Capital Finance is not affiliated with, or endorsed by, Centrelink. However, we do offer loans to customers receiving Centrelink payments. While considering your financial situation and needs, we will look at your income and expenses holistically when assessing your loan application on Centrelink^*, and we will still consider you if you are receiving Centrelink income*.

Yes, you could¹. Your credit score is not the primary metric we consider when looking at your loan application. We believe in giving everyone a fair go, so even if you have had bad credit, we have car repair loans, so you can get back on the road.

See our bad credit loans page for further details on your options with a Capital Finance loan.

If the loan purpose is for a vehicle (often for vehicle repairs) then Capital Finance will require the vehicle to be used as security against your loan. If you want to borrow a larger loan amount to help pay for a new vehicle, then you should consider one of our car loans.

Of course, it's easy to pay back your loan early, and we don't charge any fees or other loan charges for doing so.

At Capital Finance, we realise that finances are not always stable and problems could occur at any time and make it difficult to make your repayments. If you know you won't be able to make your regular repayment on time, please contact our team on 1300 014 870, email us at customercare@Capital Finance.com.au, or see our Member Support page to complete our contact form or learn more.